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Bridgeview Commercial Finance Financial Privacy rights

We, our, and us, when used in this notice, mean Bridgeview Commercial Finance (BCF). This is our privacy notice for our customers. When we use the words "you" and "your" we mean the following types of customers:

• Our consumer customers who have a continuing relationship by purchasing or holding financial products or services such as a(n):
  • Deposit account
  • Loan account
  • Safe deposit box
  • Retail installment contract we hold and service
  • Self-directed Individual Retirement Account
  • Land trust

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information. We first define some terms.

Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."

THE INFORMATION WE COLLECT
We collect information about you from the following sources:

• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive as a result of verifying customer information

INFORMATION WE DISCLOSE ABOUT YOU
We do NOT disclose any information about you to anyone, except as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.

INFORMATION ABOUT FORMER CUSTOMERS
We do NOT disclose information about former customers, except as permitted by law.

RESTRICTIONS ON SHARING OF NONPUBLIC PERSONAL INFORMATION
We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as mortgage brokers, credit card providers, securities brokerdealers, financial institutions, and insurance agents.

We may disclose the following nonpublic personal information about you, to any of the above third parties for which we have a joint marketing agreement:

• Information we receive from you on applications or other forms.
• Information about your transactions with us.

We may also disclose nonpublic personal information about you to nonaffiliated third parties as permitted by law.

The Use of "Cookies" in Bridgeview Commercial Finance's Web Site
In order to provide better service on Bridgeview Commercial Finance's web site, we use "cookies". A "cookie" is an element of data that a web site can send to your browser, which may then store it on your system for 30 days. After the 30-day period has expired, the cookie will be automatically deleted from your system.

Cookies help a web site "remember" you as a previous visitor and can enhance your use of the web site by saving your preferences while you are at the site. A cookie does not retrieve any data from your hard drive. Neither does it carry computer viruses or capture your e-mail address. You can set your browser to notify you when you receive a cookie, thus giving you the opportunity to decide whether to accept it.

On-Line Account Access
For your protection, Bridgeview Commercial Finance uses a process called "Secure Sockets Layer" (SSL) encryption. SSL encryption turns all Internet communication between you and Bridgeview Commercial Finance into a string of unrecognizable numbers. This process safeguards your Internet communication with Bridgeview Commercial Finance from intruders.

OUR COMMITMENT TO YOU
We trust this explanation of our Privacy Policy underscores our commitment to keep the information you provide to us in the strictest of confidence.

If you have any questions or concerns, please contact us at our Customer Care Center at 1-800-794-2070.